How to make money after you retire

How to make money after you retire- You need to know THIS

As more and more jobs are becoming obsolete there has never been such a huge demand from people to work from home. This has become more important for people who retire voluntarily or involuntary.

However, the Internet has a flock of scammers which makes it hard for any person to make a proper living. This is why today I will be showing you how to make money after you retire.

The opportunities I will be showing you today I those I have been doing which have worked well for me and hopefully for you if you are determined.

Some I am still doing while others I used to do before.

Before we start you may be interested in checking my #1 recommendation for making money online.

The best ways to make money

How to make money after you retire

The best to make money or a living is to focus online in this century going forward. This is because we are living in a digital world and that is where the world is going.

I am not saying any offline ventures will not make you money, however I am saying there are less opportunities there.

Here are the main reason online is where you should focus on:

  • Online ventures are cheap to start

With so many opportunities online you will see that most venture will cost you less than $100 to star off and build a successful business.

  • Online ventures are accessible

If you consider the fact that anyone has easy access to the internet all over the world this makes online the best choice.

  • Online venture do not need offices

Gone are the days of having to rent an office which comes with many complications like costs. Now you can earn digitally without any office.

In fact that is why so many teenagers are making money online so easily and become super rich.

  • Online ventures are generally less risky

Starting an online business with $100 is less risky than starting a business which will require you to do stock taking to protect you products and the likes.

Now that you see the advantages of starting and online business now let us look at the ventures that are best to start and which work well if you work hard.

And relax I will not take about surveys. I am talking about ways which will give you true financial freedom.

1. Affiliate marketing

How to make money after you retire

Affiliate marketing is one of the best and easiest ways to start making money online. This is because with affiliate marketing you don’t need any products.

All you need to do is promote products from many companies and then you get a commission for this.

In fact this is how started my online business.

Basically you find a company which is willing to give you a percentage for every sale that you give them.

Do not work it is super easy to find these companies as they are always looking for people. You can find these companies on what is called affiliate marketing networks which I have listed before:

  1. Amazon
  2. JVZOO
  3. Clickbank
  4. ShareAsale
  5. Comission junction.

of course there are more affiliate networks but remember I am showing you the ones which worked very well for me in my online business.

The start of cost for affiliate marketing is very little and it could be from $5-$100.

Even though it is an easy way to start making money online I would recommend getting proper training which will help you understand everything quickly so you start making you sale.

Although there are many programs which will help you get started I found that Wealthy Affiliate was the best since it was the cheapest (as you can get started for free) and yet more helpful.

This is the company which helped me get started making money online. Here are other options you can look into which I have tried before:

2. YouTube

Most people think that YouTube is hard to make an income because it seems to be very crowded.

Although this is true, however if you approach it in a unique way you can make a huge killing.

With YouTube, Just like in any business, you need a few techniques to focus on to be successful. You can even use the platform to be a personal trainer.

However, you can be anything with YouTube, heck you can even integrate it with you affiliate marketing business to direct traffic to you website.

Here are a few techniques you will want to focus on in order to make it on YouTube:

  • Be consistent

With YouTube for it to be successful you need to treat it like a business and upload consistently. I would say maybe at least once a week.

  • Have interesting titles

Another great one to make it grow is to have topics which spark the watchers interested.

For example a topic like “SECRETS OF BEING A TOP GOLFER” is way more intriguing then something like “LEARNING GOLF AS A BEGINNER”.

  • Have comments on you videos and give love for commentors.

In order for YouTube to like you need to have comments on you posts and then give good engagement and also love their comments.

Trade online

How to make money after you retire

Another great way to make money is trading online either stocks, cryptocurrency or Forex.

The good thing with these is that you can start with as little money as you want and grow it to a substantial amount.

Due to the low barriers of entry this century has provided it is no wonder why it has become one of the best ways to make money online.

Having said this trading has one of the highest risks online as you can lose all you money.

This is why I recommend getting educated before trading you money online.

Final thoughts

Making money after retirement is what most people are looking for now. The best way to make money is to focus on online ventures.

Online has many advantages like starting you business cheaply and in some cases with no money like with affiliate marketing and YouTube.

The best ways of make money which I have used which work well for me were the following:

  • Affiliate marketing
  • Trading

With all the options I presented for making money online the best way to make this happen is get educated first so you can be able to know and make money.

If you want to get training for free I would recommend Wealthy Affiliate a community that helped me earn online.

I hope you enjoyed this article and I hope you benefited from it. If you have any questions or comments to add you can leave them below.

Is jamalife helpers global a scam?- What they are not telling you

Like many people you are wondering if you should be part of jamalife and if it will help you at least an extra income on the side right?

Today I will be doing review to help you know everything about jamalife helpers global before trusting them with your money. I will answer this question ” is jamalife helpers global a scam?”

As with all my reviews I am always unbiased as it is opportunities I have looked into joining myself. I am not an affiliate for Jamalife helpers so I am going to be very biased and honest.

Before we start you may be interested in checking my # 1 recommendation for making money online.

Without further ado let us get started.

Jamalife helpers review

Product name: Jamalife helpers global

Creator: Kurt Maes rating: 1 out of 5

Jamalife helpers global overview

Before we answer the question of whether jamalife helpers is a scam or not let me tell you about its background.

Jamalife helpers is basically a Multi-level Marketing company (MLM) which has a huge market in Africa to supposedly help change people’s life through wealth.

Jamalife is quite a mysterious company as this was shown when I was doing research. By this I mean that they do not provide a lot for an average person looking to buy or be a sales representative.

Although their website looks great this does not help at all.

Is jamalife helpers global a scam?

A person who goes to the website will not know who the founder is and where they are based as the company doesn’t show this.

However, After doing my research I found that Jamalife helpers originated in Belgium and afterwards it spread globally, thus the term Jamalife helpers global.

The company was opened one of its biggest African branches in Nigeria in 2017.

They currently have offices in the following countries:

  • Belgium (head office)
  • USA
  • Nigeria
  • South Africa
  • Ghana
  • Swaziland
  • Zimbabwe
  • Philipines
  • India

The company has been in existence since 2016 doing its operations. Now let us look at founder of this MLM company.

Founder of Jamalife helpers global

With all my reviews you know that I make sure to look at the creator or founder to see if you are dealing with a real person and if they are actually legit and creditable.

Well with Jamalife helpers I want to say that finding the founder was one of the hardest things to do. This is the first red flag according to me.

This is because if you are looking to join a company that will give you freedom you should be comfortable to see who is the leader.

Is jamalife helpers global a scam?

In any case the CEO of Jamalife helpers global is Kurt Maes who is from Belgium where he started the company. Kurt has been a successful network marketer himself so now he is helping others.

Pros and Cons


  • Company has a great-looking website
  • The lowest registration fee compared to all MLM currently.


  • Founder is not easily identifiable
  • Company has put more of its efforts on Nigeria mainly

How does it work?

Just like any MLM company there is always a process of recruiting people to your team and also selling products.

Now let us see if Jamalife helpers does fit this category. Let’s start with the products.

Jamalife helpers products

Jamalife does have products and services to offer but these are hardly talked about as the main emphasis is put on promoting the affiliate program.

Here are there services and products which you can also find on their website:

  • Human resources
  • Flight books
  • Hotel bookings
  • Propert acquisation

Since explaining the whole business model will take a lot of time I would rather show you a video which does this so you can understand it quickly.

Check the video below.

As you might have seen that the matrix structure is quite complicated. This is one of the reasons I say beginners will really struggle.

On top of that the company started giving people bonuses at stage 5 due to their passion and commitment instead of given them the car bonuses at stage 5.

The bad thing is that a few people in the company know about this. Let me explain what I mean about this.

The company realized that it was so hard for people to reach stage 6 matrix where they would qualify for car bonuses so what they did is they looked at people’s passion for Jamalife at stage 5.

If you are very active and have seminars and host parties to launch the business and train people to be good network marketers you will qualify for a car bonus.

I know…its crazy.

So basically the company can see that their own system is not working so they just manipulate it. Imagine.

When I saw this I was shocked. Below is a screenshot of one of the people talking about this.

Who is it for?

I honestly feel jamalife is not for anyone unless you like doing something which will not go anywhere as far as advancing your financial future fully

This is because it is not legit and honest to the people from the beginning and that is why I would not put my money with them.

Although they do have a real person behind the system and the testimonies but for someone who is starting it would be really hard.

Although the low barrier to entry is low but if you are not an experienced network marker you will tend to struggle when you start.

The only people who can benefit from the system are people who have already succeeded in other network marketing systems.

Support and training

Is jamalife helpers global a scam?

Before joining any network marketing company the first thing to look for when you want to succeed is if they offer training or not.

The training and support is provided mostly by their top marketers. However, in African countries (especially South Africa) not all of the people have reached that level in order to train others.

This is one of the main problems in the countries where Jamalife helpers is new.

This is one of the reasons I say that for beginners it will tend to be hard. You really do need the skills.

This is unlike companies like Qnet and Forever living which have good training and thus this makes them succeed more over the years.


If you have been reading until here you already know that I will say this company is the real definition of a scam due to its operation of not following its system of payments or bonuses.

The other aspect is that the company is not transparent when it comes to its founders and it website as we saw above.

The company also talks little about its product and this makes them focus more of the recruiting which makes the company lean towards being a ponzi scheme.

This is because a ponzi scheme is a company which focuses on recruiting more than product selling.

Final thoughts

Jamalife has been very popular in Africa as people were seeing it as a great company to get extra income from due to its low barrier of entry.

Even though the company is very real but there are many things which make it very suspect as an MLM company.

One of the aspects is their website which is not very transparent about where it is from and its founder.

For someone new they would really find it hard to know who is the CEO. After a lot of digging on my side I found out that the founder is Kurt Maes.

Kurt Maes is from Belgium and he started jamalife helpers global there.

Kurt than decided to open branches of the company in many countries to help lower unemployment.

Although Kurt is a legit and honest guy but he did not structure jamalife helpers global well for people to easily succeed.

I hope you enjoyed this article and I hope it was helpful to you. If you have any questions or comments to add you can leave them below.

Longrich bioscience products review

Longrich bioscience products review-The truth Exposed Finally?

On this longrich bioscience products review I will be unloading what the longrich company all about and about the company itself.

I will also talk about the business opportunity that the company present in the form of a Multi level Marketing structure providing compensation.

The longrich opportunity is fairly new in most countries like South Africa and some African countries which makes it an opportunity that is possible.

So as people are embracing this opportunity is : Is longrich a scam or legit. Today you will hear my opinion as a South African.

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Longrich bioscience reviewLongrich bioscience products review

Program name: Longrich bioscience


Creator: Xu Zhiwei

Recommendation: No rating: 2 out of 5

Longrich biosciences overview

Longrich is a company which was founded back in the early late 90s by an economist who had a vision to provide value to the public in terms of cosmetic products.

The company is located in the East of Shanghai, China in a location called Longliqi.

The company has been growing steadily over the years to include many products to their range.

The longrich company is well-known for being one the biggest in selling cosmetics, health care and product manufacture in China.

Longrich is also set apart from other companies by the fact that it is also one of the biggest research institute in China where they focus on the constant improvement of their products to clients.

Who is the founder of Longrich?

Longrich bioscience review

As with all my review I ensure to find and talk about the background of the founders of a company or program as this helps check if you are dealing with a credible person or not.

The founder is Xu Zhiwei who has an MBA in economics. Besides his academics he also has other positions and accolades which are worth talking about.

I will list these below:

  • Top 25 Chinese well-known managers
  • In the top 10 list of Entrepreneurs
  • One of the top influential people in cosmetics

You can find this information on their site as well. Now that you know well about the company’s history and founder let us continue with more.

Pros and Cons


  • Their products are well researched (with 8 research centers)
  • Founder is credible


  • Their network marketing system is hard to succeed in.
  • You have to pay before you can start being a member.

How does Longrich bioscience work?

Now I will take about how the company works interns of its products and later on I will talk about how you get paid and if it is a fair compensation or not.

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Let start with the products first.

Longrich bioscience products

Longrich bioscience products review

The company has one of the great and worthwhile products and that is all thanx to their research teams doing all the work everyday to make sure their products are to current standards.

So what are their products?Longrich bioscience products review

Their products are mainly in 4 niches and they are

  • Health and wellness
  • Personal care/ Family care
  • Sinkcare

Now that you know a bit of their products and what they offer now let us talk about the business opportunity.

Business Opportunity

First of all there are three memberships to join and they all have different pricing and benefits depending on what you prefer.

Here are the 4 membership levels

  1. Q-silver (R1000)
  2. Silver (R1500)
  3. Gold (R2000)
  4. Platinum VIP (R27000)

You choose your membership and the commission you will get is dependent on your membership type.

To make money you need to recruit three people who will be underneath you and for each of these people you get paid 8-12% of what they make (depending on your membership).

The percentage of each membership is as follows:

  1. Q-silver-8%
  2. Silver-8%
  3. Gold-10%
  4. Platimum-12%

Here is a video which talks about the full compensation of longrich which will talk about what I have said.

What are the features

Now let us talk about what you get when you decide to join any of their membership programs.

When it comes to what you get (as explained before) you will need to buy products for starting the business and these products you get are what your prefer to sell.

So if you prefer to sell skin care that would be your preferred option.


Talking about testimonials is what validates a product that it will work. Fortunately and unfortunately there are many testimonials about this product.

These testimonials are basically on social media and available everywhere. However, the bad thing is that not all the testimonials are real as these may be people looking to recruit you.

The testimonials that are thriving are those of the top leading people in longrich which is unfortunate.

The verdict?

The real question is if this opportunity is legit or a scam?

No the company is not a scam because of the reason I will say below.

  • There are products you actually sell.

A pyramid scheme is when a company focuses on just the recruiting and does not have a product of value to offer people.

As you have seen above longrich has many products to sell and ontop of this the products are well researched and work very well.

  • Creator is real

When it comes to the creator of the product I did say that he is visible and not hiding behind a building or screen to scam people.

On top of this he is very creditable as he has good qualifications and good business achievements.

Although this is not the best opportunity compared to Qnet which doesn’t require you to put money before you can start selling.

You can check my Qnet review where I talk about this fully.

How I make money online.

After being in network marketing for a few years I found out that it was hard work to make money in the sector especially if your sponsor is not too strong and has no success to show.

This fact alone was what made me stop network marketing and another was the fact that it was uncomfortable to go out and look for people to be in my team.

This made me turn to making money online in 2016.

After a few years I was able to find success since I did not need to convince people to join my team. All that I do is build an online business where you help people with products or services.

What made me start was because I was able to start for free to build my business. I did not do this alone as I was helped my a free online community.

Anyone can join the community for free and start build there business and the platform is called wealthy affiliate.

Final thoughts

Longrich is an MLM business which has been operating for more than 20 years when it was providing people with good quality and research.

The Longrich bioscience company was founded by a Chinese guys called Xu who has a lot of business achievements making the company strong as it is in terms of providing one of the best cosmetics in China.

In longrich there is a business opportunity as well if you are looking to make money which is based on an MLM system incorporating 4 membership types.

These are the memberships with their costs you pay for join:

  1. Q-Silver (R1000)
  2. Silver (R1500)
  3. Gold (R2000)
  4. Platinum VIP (R27000)

You get paid commission according to what your level of membership which you join. You also get paid when your team makes money.

The structure is legit and not a scam because they do offer a product you will sell however I am not a big fan of how you could succeed.

This is because it is generally hard to succeed because the training is not adequate and also the opportunity has become very saturated only the top really make money.

I hope you enjoyed this review and I hope it was helpful and informative to you. If you have questions or comments to add you can leave them below.

qnet review

Qnet review- The truth about this company exposed Finally

Welcome to my Qnet review where I will be telling you everything related to what the company is and how it operates and also its background.

Qnet has been providing a lot of people with an opportunity to make money and also with its products in their lives.

However, the true question most people have been asking is if this company is really legit and if it can be trusted to make you money or its products or programs.

Well you came to the right place because I will be unloading all the facts for you in this post.

If you are tired of getting scammed online and check a free program which helped me have a website which is helping me earn money online on my #1 recommendation page.

Qnet review

Qnet is an Asian MLM company which is considered to be at the top of most direct people and it was developed in 1998 by a guy called Vijay Eswaran.

qnet review

The company was developed in Hong Kong after Vijay had finished his studying about Multi-Level Marketing.

His career in Multi-Level Marketing started in Malaysia where he was part of a MLM company.

When he started the company it was called GoldQuest when it began when it used to sell mostly jewels and watches. The company has since expanded to sell other products.

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The products they sell are for weight management, nutrition, energy, personal care and home care.

The company has also had many big milestones such as being the formal distributor of Athen Olympic games commemorative coins as well as in Syndney Olympic games.

The company has operations in more than 30 countries thus far through the Multi-Level Marketing system although the company still refers to itself as an e commerce business.

What is Qnet?

Products name:Qnet


Founder: Vijay Eswaran

Recommendation: Yes

theworkathomegraduate rating: 4 out of 5

Pro and Cons


  • Has products for many niches
  • Has won many court cases against them


  • Some countries have labeled it as a Ponzi scheme like Egypt, Sri Lanka and Saudi Arabi.
  • Requires a lot of hard work to succeed.

How does it work

Qnet works in many different ways when it comes to distributing its company’s product through the use of Multi-Level Marketing.

What perhaps sets Qnet apart from other MLM companies is that they do not give any commission for recruiting people to their business at all.

You should know that a company that merely focuses on their sales representatives to recruit with no product they are selling is considered a pyramid scheme.

This is because the person at the top is benefiting while the ones at the bottom do not at all. Eventually these companies which are pyramid schemes end up shutting down and last for only a few years.

With Qnet there are plenty of products to sell and these products are all very helpful. Let me list the category of these products you will sell.

  1. Watches and wellness products
  2. Health care and wellness
  3. Education
  4. Technology
  5. Education
  6. Personal care and beauty

Now I will show you how the company works in terms of its compensation and all. For the sake of not writing a lot like normal I will give you a video to watch.

Who is it for

The Qnet opportunity is not for everyone especially if you are just starting out in the network marketing business looking to be rich.

In fact if you are new there are 99% of chances that you will not make any money at least for a year or so.

However, the opportunity is still available for anyone who is willing to work hard and the following people are suitable for this opportunity:

  1. People looking to make extra money on the side
  2. People who are good and also experts in Network marketing business.
  3. People who have failed in any network marketing business

Training and support

Qnet review

The most important thing that people should look for when it comes to doing network marketing or any business in fact is if they will get proper support.

This is because training will be needed for you to be able to execute the business successfully.

Back when I did network marketing the thing that made me not be able to have success was because the network company I was in had less training (rather my sponsor had little traffic).

Now the big question is: Will you get training for when you join this network marketing company?

Yes Qnet has very powerful training in the form of tours. This is when the top representatives travel to different countries (where they have offices) to conduct training.

Their training happen every year by their top industry marketers.

This is the exact same way that other MLM companies like Forever living operate when it comes to training.

However, the only thing different with Qnet is that they even have what are called QnetPro talks where successful marketers share their success stories.


The main question you might be asking now is if Qnet is a scam or legit.

The simple answer is NO.

As I had said before a pyramid scheme is a company that does not have a legit company and only focuses on its sales reps to keep recruiting.

Qnet ,as I said above, does have legit products and more than this the company does not have a compensation for its sales reps to recruit to get a commission.

This is the reason the company has stood the test of time over the years while other companies ended up falling since they were scams or pyramid schemes.

How I make my online

This section is to just show you whey I left network marketing of which I failed in to become successful in make money online.

I basically turned to network marketing in 2016 looking to make extra money on the side and I stuck with it for 2 years.

I went to all the training for the network marketing company I was working for but I never made even one sale. I am not a person who quits but this time I did.

I quit because I felt I wasn’t cut off for direct selling or rather convincing people to join my business.

In 2017, I turned to affiliate marketing where you promote businesses online. I started with a program offered by Peng Joon ( a successful affiliate marketer).

I did his program called the internet income intensive for a year and I was determined not quit however due to the lack of support I soon found out I was wasting time.

I actually did a review for it and you can check it on my Internet income intensive review.

I then came across a company called Wealthy Affiliate which promised to train me and support me until I made money online.

Because I was so tired of paying for these business opportunities to make money I decided to give it a try. Little did I know that this company was going to make me succeed online.

Since I joined I have been quit successful online and growing every day since the community is very supportive.

If you are also a person who does not like convincing people maybe affiliate marketing can be for you so you can also try the free program at Wealthy Affiliate (no credit card details needed).

Final thoughts

Qnet is one of the most sought after companies in network marketing as it is one company which is does not have a pyramid scheme compensation plan.

This is because the company only pays its sales representatives for the products they sale and not for recruiting.

The company has the following products:

  • Healthcare
  • Personal care
  • Watches and jewelry
  • Wellness products

These companies are the great since they are of great value.

Qnet is for many people who have been struggling in network marketing and those who want a MLM company which will give you loads of support and training.

I hope this review was helpful to you and I hope you enjoyed it. If you have any questions or comments you can leave them below.

Is forever living a scam?

Is forever living a scam?- Find out if it is really worth it.

It is without a doubt that most people are looking to earn extra money or full time income in other places than their jobs and Forever living is one of the most well-known opportunity for those looking for this forever living a scam?

However the true question is: is forever living a scam or is it a legit way to reach financial freedom?

You have come to the right place to find out about this question as I will be reviewing it for you.

Firstly I would like to congratulate you for doing your research to find out about this opportunity. This is the best way to ensure you do not get scammed even a bit.

Before we start you may be interested to check the way I make money online with has made me leave my job.

In this review I will focus on the company and the products along with the business opportunity they have.

Forever living ReviewIS FOREVER LIVING A SCAM

Program: Forever living

Creator: Carl Jensen and Rex & Maughan

Founded: 1978

Recommendation: Yes

Forever living overviewIs forever living a scam?

To ask this question : “is forever living a scam?” it is better to first understand what the company is and what it is all about.

So, Forever living was created in 1978 in the United State of America in a city called Arizona. The company was made to fill the need of good quality cosmetic and diet products.

Forever living is one of the oldest Multi Level Marketing companies to exist and thus on its starting phases and over the years it has faced many lawsuits.

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The company basically has three offers to the public or customers and these offers are:

  1. Aleo Vera-based drinks
  2. Bee-derived drinks, dietary supplements and personal care products
  3. A business opportunity called Network Marketing.

So a customer may choose anyone or all of these options from the company.

For those looking to make extra money the business opportunity may be appealing to them. But is it?

Well we will expand more about these here.

The essence of the business is that you will sell products to people to earn a commission and you can also choose to simply recruit others to be reps as well.

The company grew small by the creator/founder selling at a small scale to his friends and family to earn a living.

So who are the founders?

The founders of Forever Living are Carl Jensen and Rex & Maughan who were originally had accounting backgrounds.

Rex had a degree in Account and after working for 13 years in a company called Webb construction company he decided to start Forever living.

Forever living started off as a company which sold lotion which was made from a plant called aleo Vera.

Now it has grown to include other products other than lotion even though the main ingredients in most of their products are still aloe Vera.

The company grow through the distribution of Multilevel Marketing also known as Network Marketing over the decades.

More than this Rex Maughan was listed in the Forbes as being the in the top 400 richest people in the world in 2002.

From this we can see that the company has good reputation and the leaders are legit and we can see their achievements.

This is what the background of the company tells and it has a good reputation.

Now let us look at other aspects such as the business opportunity ?compensation and the products.

Pros and Cons


  • Allows you to build business skills
  • Company has really and legit creators
  • Company has creditable creators


  • The marketer is getting way too saturated
  • Product quality has changed over the years.

How does it work and how do you earn?

The Products part

When it comes to the products forever living sells products which are made with mainly natural ingredients and particularly with the aloe Vera plant.

The reason they have this plant is because the company has its own farm to produce these.

Over the years they have diversified the products they sell since now they sell products on many niches and here are these:

  • Weight loss products
  • Skincare products
  • Healthy drinks
  • Products made from bees
  • Nutritional supplements

One thing you must known about the forever living products that they do not have side effects as they are natural. This means you do not have to worry like using other products.

Although the products are considered not FDA ( which means being tested medically by doctor experts to check if they won’t harm you) they still work.

Most people have been worried about this however we must remember that forever living products acts as supplements since they are natural.

This is why I said there are no side effects from it. The products are made from plants.

The reason I can also back this up is because I have been using natural products to cure my clogged arteries so I known how powerful natural products are.

Business opportunity part

Is forever living a scam?

Now let us look at the Business opportunity (MLM) and its compensation.

Firstly I want to say that I have been a network marketer myself in 2016 for a few companies and I can say that Forever living has one aspect that most of these MLMs have and this is the fact that you are not required to pay an upfront cost to join their program.

You can literally just start buying the products and sell it to anyone right of the bat.

Now let us look at how it really works.

Step 1: You purchase join for free as a novus customer and notify the company that you will be a sales rep of which they register you and put up your profile. (You contact the office of Forever living nearest to you).

This step is where to tell them if you want to be a sales reps that recruits) or if you just want to sell their products (although this is not a must).

Related: How to earn money online with a blog.

Step 2: You purchase your favorite Forever living products at a discounted price. You than can sell them and you will be able to make a profit of up 40% depending on the product you chose.

Compensation plans for business

All products are categorized according to points which are called case credits. The more expensive a product the higher the case credits for that product.

You accumulate these credits the more you sell the products and they can accumulate to a substantial amount and you can be awarded many incentives.

You will need to accumulate these credits which will help you be whole sale qualified from which you will be able to buy the products at a wholesale discounted rate.

Related: Best ways on how to make money as a college students

After qualifying for this you will start making good money when you sell the product.

This was just a summary of the compensation and if I were to explain the whole thing it will take long so I have decided to put a video which will expand about the whole compensation.


The main worry most people have when starting a business is if they will have support from the company while they are selling the products or are business owners.

So does this have a good support structure?

There are teams of reps that will help support you as you go up. Normally you will have an up line person above you (your direct line who recruited).

This person has no choice but to ensure that you get training because they known they if you grow they will also grow. This is pretty much in every MLM company.

What about the training?

is forever living a scam

To be able to sell these products you will need to have good training for your selling these products.

The training that they have is done in the form of events which happen quarterly in your corresponding country.

The training is done by the top leaders of the company which come to inspire and help you become the best sales person.

The training normally lasts for nearly the whole day for 2 -3 days.


Is the forever living a scam or is it legit?

As we have talked above this company has many good things going for it and we but to check if it is legit let us check if it fits the following:

  1. Real creators
  2. Pyramid scheme

1. Real creators

The product has real authors who have a credible reputation which we can be happy to known.

2. Pyramid scheme

A pyramid scheme is where the people at the top are earning and the ones below are not. Eventually the company falls down.

A pyramid scheme is a company which has no products to sell but focus on recruiting.

With the Forever living we already known that they have good products which they provide great value which is helpful to them.

You do have to recruit people granted, however this is not a must it is only a choice as you can sell a product.

How I am making money

First of all I have been in MLM before and I never even made one sale after 2 years even though I worked so hard.

Fortunately after those two years I saw a free training program which offered to help make a money generating income.

I decided to try it since it was free to join ( I had nothing to lose hey).

After a year I started generating income from my site and this was the start of my success online. This platform has a lot of top online business people so you have a lot of help.

The platform is called Wealthy Affiliate and unlike any opportunities online this one is risk-free and is good for beginners too.

So if you want to start your own online business without pursuing people I can help mentor you with the team until you succeed.

Final thoughts

Forever living is big MLM company that has existed for years and has given people a lot of help in their bodies and also financially.

The company was developed by Carl and Rex in 1978 which was aimed at helping people with lotion that used a natural plant called aloe Vera.

The company has since grown to include much more diverse products other than lotion to include other products for nutrition, energy and drinking.

Even though their products are not FDA approved they are natural and have no side effects which makes them safe.

More than that they have a business opportunity in the form of network marketing.

This opportunity they have is legit because you are selling products not just recruiting people to go to the top.

However it is hard to get to the top as the top leaders have taken the spot and the opportunity is saturated since the opportunity has been around over decades.

This is the reason I recommend looking at other MLM which are just starting.

A better alternative which has helped me start earning well is affiliate marketing where you do not have to recruit anyone to get to the top however you just build a money generating income.

This opportunity is free to join and it is called Wealthy Affiliate. If you work hard you can have a six figure income in less the 2 years unlike MLM which may take longer.

I hope you enjoyed this article and I hope it was helpful. If you have any question or comments to add you are more than welcome to leave it below.

how to make a passive income with affiliate marketing

5 steps on how to make a passive income with affiliate marketing consistently

When it comes to making money online you can never ignore affiliate marketing as it is one of the most lucrative ways to make money online. how to make a passive income with affiliate marketing

Just like any other business it is not easy to set up but once done it can be one of the most lucrative businesses for you especially if you earn consistent income. Today I will talk about how to make a passive income with affiliate marketing.

The post will be purely based on what I have experienced as an affiliate marketer over the past few years.

Before we start you can check how out my # 1 recommendation of how I make money online.

Now without wasting time let us start.

What is affiliate marketing?

 how to make a passive income with affiliate marketing

Affiliate marketing is basically where you promote a product that you do not own and get a commission for your efforts in being the referring person.

The good thing about this is that you do not need to create a product and also you do not need to handle any product or any other thing rather then your commissions which you get through PayPal or another source.

You go and apply to an affiliate marketing product and from there you will get a link which is will be linked to you.

So whenever a person purchase through the product (your link) you will get a commission.

To get these links for products you get it for free and start promoting.

Step 1: Make a website

 how to make a passive income with affiliate marketing

The first step for being an affiliate marketer is that you need to create a website.

Related: How to make money with a blog/website

Now, granted you can do it without a website but your journey be very long and hard. This is because when you get people to your link they will go directly to the sales page.

This will leave you with a lot of people who you let slide of which if you had a website or a landing page they would have been your customers forever.

The good news is that it is so easy to build a website and will take you less then 5 minutes.

In fact, you can even build a free website with Siterubrix and also with Your best bet is siterubrix because this site give you trainer free to be a successful business person.

Once you make your website it will be like your storefront where people come to you daily to check for information, How cool is that?

Imagine if you did not have this?

You will lose a lot of potential customers.

Creating content involves a lot of aspects such as buying your domain and linking it to your hosting platform which could cost you a lot.

This is the reason that I recommend using siterubrix or for these options.

Step 2: Create content

how to make a passive income with affiliate marketing

Once your website is fully functional the next step is to create content on your site. Now this is not just content but it is content which can generate you a lot of money.

You will need to right helpful content to help your readers with their problems so that they will trust your advice.

You need to do this overtime until it helps you become a trusted brand in your niche.

Now I know that not everyone knows how to do this and they will think it is hard, however that is very opposite.

Before I started my online business I really thought it was impossible for me to do this as I was never a writer in my life, let a lone a blogger.

But once I got the Free training from Wealthy Affiliate I was able to really excel in my business. and was able to start earning from my online business.

Step 3: Create email marketing system for your website

How to sell information online

The third step after creating good and helpful content on your website is making an email marketing system.

So what in the world is this?

This is basically where have a service whereby when people visit your website they can put in their email and you capture their details.

The importance of this is that you will be able to create an income forever.

This is because in the online world there is a term which says “money is in the list”. Which means money is made by having a long email list.

The reason this works is because people always read their emails and so it is an easy way to capture them and keep talking to them to promote your products.

It is like having their phone numbers where you constantly talk to them and give them help.

Step 4: Create a social media group

When it comes to making money online you can never ignore affiliate marketing

Another great way to keep your customers close to you other than emails is to have them on a Facebook group.

The importance of this is that you will keep talking to them and having their attention over there.

You can actually use this as a replacement of an email whereby you will can promote your products by educating them constantly.

The good news about social media groups is that you do not need to pay anything as they are free to set up and are instant.

I would recommend having a Facebook group and an email marketing system as this will boost your income even more as your campaigns will be leveraged.

Step 5: Stay consistent

how to make a passive income with affiliate marketing

The last part in this process of having consist income through affiliate marketing is staying consistent with your writing as well as with your helping of others.

The more you help people the more your website will grow into a consistent six or seven figure business over time.

The hardest part for Most people is staying consist with what they are doing and this is because of many reasons like:

  • Doing a website in a niche they are not really passionate about.
  • Not knowing the proper methods to stay consistent.
  • being distracted and not providing value to their customers.

If you stay consistent with what I have laid out on this post I am sure you will see results soon or later.

Final thoughts

Everyone wants to earn a recurring income with affiliate marketing however not everyone knows how to do this.

The irony is that it is very simple if you understand that it requires a few fundamentals such as the following:

  • Creating a website
  • Creating content
  • Having an email marketing system
  • Creating a social media group

The most important items are having an email marketing system and creating a social media group and creating content.

All of these are all you need to have consistent income as an affiliate marketer because you will not only be helping people but you will also be having clients (not just customers) forever.

This will make your job easier when you want to promote products every time.

I hope this article was helpful and I hope you benefited a lot from it. If you have any question or comments to add you are more than welcome to leave them below.

How to sell ebooks online successfully

How to sell ebooks online successfully- NO ONE TALKS ABOUT THIS!

There are a million ways to make money online and most of these are actually free to get started. One of the best ways to start is to create your own ebooks or other people’s ebooks and sell them online.How to sell ebooks online successfully

However, having been an internet marketer for 3 years I can definitely say that this process is definitely not easy if you do not have the right skills. It is for this reason that I will be giving you best steps on how to sell ebooks online successfully like the pros.

The funny things is that only a few people use these strategies which I am about to give you and this is the reason for only the 1% succeeding.

Before we start you may be interested in checking my #1 recommendation for making money online, which how I do it.

Discover your niche or passion

How to sell ebooks online successfully

When it comes to selling books online perhaps the most overlooked step is choosing the correct niche and focusing your efforts on it.

Most people sell books that are unrelated to each other on their websites or Facebook platforms which leads them to less progress, if not any.

The professional ebook sellers know that they need to focus on one industry.

The reason they know they have to focus in one industry is because they know that they have to be considered experts in that space.

Related: How to sell shoes online successfully

They build their name first and then start promoting their books.

For example let us say you want to focus on selling books for personal development.

Your niche would be personal development and decide you what other books that you will sell which are in the personal development.

Once you have decided which niche you will focus on you need to build a platform where you will be build your expectations.

The best way to do this is to create a website where you will write content helping people.

Build a website for your ebook niche

How to sell ebooks online successfully

The next step is to create a website for your business. There are two reasons to create a website and here there are:

  1. A platform to sell and promote the ebooks.
  2. A platform to build an authority with content.

These days it has become so easy to create a website of your own and you can make it below 1 minute if you are using the right platforms.

More then that you can even spend $0 to build your site and you can do this with siterubrix which gives you a free hosting platform.

With siterubrix you get to have 2 free websites of your own which you can build and own. How cool is that.

By the way siterubrix was my starting point as a successful affiliate marketer.

Build trust and authority to your audience

How to sell ebooks online successfully

Once you have built your niche site and it is ready you will need to write content on your website. This content has to be consistent.

This means that you will have to write content on a weekly basis educating your audience about your niche.

And why is this important?

This is because people buy from people they know, like and trust and those are the simple rules of business everywhere you go.

Once you have this content which is helpful people will see you as an expert or an authority in your business and that is when the sales start picking up.

I have done this with two sites already:

1. My dance site

2. My vegan site

Both these sites grew from me consistently adding value to the people with my knowledge and know how.

What if I do not know a lot to write about my niche?

Well There is something called research and with a click of a button you can get all the information you need. If you are failing to find content and write that means you are simply in the wrong niche.

How to sell ebooks online successfully

Remember when you are selling books on line you are starting a business which you want to grow and make it sustainable (hopeful that is what you need).

This is why I say you need to think long term and that is when you will see results. Most people sell few books or are in there for a few bucks and are ready to give up.

I call this a bad mindset and it is responsible for the majority of those who fail to make money online.

Apply in affiliate programs

After writing consistent blogs the next step is to find books that you are willing to promote so you will get a commission every time a person you referred buys.

To find the books to promote you need to look at affiliate programs. What are affiliate programs?

Affiliate programs are programs where you can apply to and get a product(in our case ebook) to promote.

Related: How to be successful in affiliate markerting

For every product you promote you will be given a unique affiliate link which will be to track the sales you personally make when your sell or promote a book.

Now there are many affiliate programs you can apply to. So all you have to do is to find affiliate programs which have personal development books.

Here are some affiliate programs you can look into and apply for free:

Focus on bulk instead of just one book.

Since you are selling books online for a commission which is very little based on how little each book cost you will need to rely on bulk selling.How to sell ebooks online successfully

For example let us say you are promoting an ebook which costs $30.

Assuming the affiliate program you have applied to gives you 15% commission.

This means if you sell 10 books you get:

$30 X15%=4.5

$4.4 X 10 books= $44

This means you will get $44 for 10 sales. Ofcourse this is not a lot.

However if you focus on promoting many books on your site and write content which promotes more then 100 books over time the amount will accumulate.

You could end up earning close to $500 per month on just books.

Now some may say this is too little however if you include other personal development items (items related to your niche) the amount can grow.

Leverage YouTube

How to sell ebooks online successfully

Another platform you can incorporate is using a YouTube Channel to promote your channel.

This can be used alongside your website and this can be a powerful way to more then $500 per month since you will be an authority in the subject.

The fact that you have a website and YouTube will make your earnings to grow like crazy.

Expand your niche later

Once your website has grown overtime and you have become and expert/authority you can now start looking at other niches to promote books in those niches.

This will be another leverage that you will be making since now you will have a huge audience.

In fact at this stage you can literally promote book and you can even start promoting your own books to your audience because you will have trust.

This is what people do first and this is what makes them not program since the audience hasn’t got their trust.

Final thoughts

Making money with selling books online is one of the easiest ways to make making money online if you apply the correct strategy.

The first thing you need to do is to choose a niche that you love and start building your authority so that people trust you.

Once you have the authority by having a website and writing helpful content you will have trust in your site and more people will come to your site to look for help.

Once people come to you for help all you have to do is to promote your ebooks to them.

Once you have grown your sales you can expand and move to other niches on your website and promote more books to increase your earnings.

I hope you enjoyed this article and if you have any questions to ask you are more then welcome to ask me below.

any people are looking to make money online and earn a living from it

How to sell rings online successfully- The best way to do it

Many people are looking to make money online and earn a living from it. Many people lately have been interested in selling jewelry, especially rings as it is one the most lucrative item online.any people are looking to make money online and earn a living from it

The problem is that most people do not have the right skills to do this and end up waiting their time. Today I will be show you how to sell rings online successfully.

Before we start you may be interested in checking my #1 recommendation for making money online.


When it comes to selling rings online there are three strategies which you can use and these are:

  1. Selling on eBay
  2. Using affiliate marketing
  3. Having an E commerce

I will go over all these strategies one by one so you understand what they all are and which one is better for you.

let’s start with the first one:

1. Selling on eBay

any people are looking to make money online and earn a living from it

Selling on eBay is easy because all you do is find a ring that you no longer like or use and then you advertise a picture of it on eBay.

If someone likes it they buy it or if there are a lot of people they bid for the price.

This works well if your ring is still valuable so I wouldn’t advise you to sell any old ring that has rusted because if you do you will literally wait a long time to get a sell or just depend on luck.

2. Having an E commerce

any people are looking to make money online and earn a living from it

The next best way to selling online is having an eCommerce website. The way you do this is to basically set up your website as a store.

When people come to your site they will be able to buy rings directly from your website.

This is often takes a long time to set up but it is a great way to really make money with rings.

3. Using affiliate marketing

any people are looking to make money online and earn a living from it

This way of selling rings online is my favorite and it has given me a good amount of income which is growing steadily.

Related: How to earn income with your blog

Affiliate marketing is basically where you promote a product or a company and when someone buys you get a commission for the sale.

The good things with these methods is that it literally takes little time to set up and thereafter it can generate passive income.

Now on the following section I will be showing you how to sell rings with affiliate marketing successfully.

Do not worry anyone can do this and it is very easy to set up.

Step 1: Choose your niche

The first part to succeeding with affiliate marketing is choosing a good niche. In this case this niche is already chosen, rings.

However, this is not enough because there are many types of rings so what you would want to do is focus and get a sub-niche.

What do I mean by this? I will explain below:

As I said there are many types of rings so if you choose to sell rings you will have a lot of competition and your customer will be confused.

This you can do once your site has grown and you have become and authority in your subject.

So for example you can choose to focus on wedding rings or anniversary rings.

Related: How to be successful in affiliate marketing

This will make you a trusted expert in wedding rings or anniversary rings and the completion will be way less and success will come a bit faster than you expect.

But make sure you choose a niche which is more profitable not just thumb suck a niche and start a website.

So how do you choose a niche that will be profitable?

The way to choose a niche is to basically use two methods, Forums and Keyword research tool.

Let’s start with forums:


Forums are where people are looking for solutions to their problems so they usually go into forums in hope they will be helped.

This is where you come in as an affiliate where you provide a solution in the form of the product.

Below is how to look for forums related to your niche:

You type in “Your Niche”+ “forum “”. Example: if you are looking for wedding ring you type in “wedding ring”+ “forum”

As you can see from the above there are many forums related to this so this means there is a huge need for this niche, People are looking for help in this niche.

2. Keyword research tool

the second part is looking at a keyword research to check the demand and competition for this niche.

The keyword research tool I recommended and use which is free is Jaxxy keyword research tool.

When you have registered an account all you have to do is type in your niche as follows and look at two things.

1. completion which must be below 100

2. Demand which must be above 30




Step 2 Create a blog/website

any people are looking to make money online and earn a living from it

After finding the best profitable niche you can then start your blog related to your niche.

Usually you have to pay $10/year from normal website platforms however there is a service you can make your own free website and this is called siterubrix.

With siterubrix you will have a get 2 free websites of your own and on top of that you will get many other benefits like a hosting platform for your site and training to start your own blog.

This is the reason I recommend this service.

Once you have this website all you have to do will be to write posts related to rings consistently. You can write anything as long as it has a good demand as shown below.

When you write you will be writing with the mind of promoting your rings remember?

How do you do this?

Well you find a ring or anything related to rings and include it in your content when you write. The product will be from an affiliate program which you will have to register.

Here are some best affiliate programs you can register in and get an affiliate link of your product which is directed to your name.

  1. Amazon Associates
  2. Commission Junction

Step 3 getting traffic


So great now that you have your content with content how will you get people to come to your site.

Don’t worry the final part will be getting traffic to your site. This you can do in two ways:

  1. Free traffic
  2. Paid traffic
  • Free traffic

This is basically done by you using SEO which was the methods I talked about where you find the keywords with demand and also competition.

The more of these articles you write the more your site will rank higher on google.

Other ways to get traffic is also to use social media where you share your blog posts consistently there.any people are looking to make money online and earn a living from it

  • Paid traffic

The paid traffic is where you use things like Facebookads and twitter ads which are the quickest ways to generate traffic.

Free training

What if this is too overwhelming to do for you and you are a beginner?

Well I would recommend you get training just like I did so you can be guided step by step on how to do this whole process.

The platform that helped me earn an income is called Wealthy Affiliate and it is totally free to learn the skills you need as an affiliate marketer.

In this platform you will get tons of training and get guided until your site start earning commission as long as you stay dedicated.

You can register your free account here and I will start mentoring you with our community.

Final thoughts

Making money selling rings can be done in many methods and what you choose depends on your preferences.

These ways are creating a E commerce website, affiliate marketing or selling on E bay (selling your own used rings).

The methods I recommend is affiliate marketing since it is easy to set up even for beginners.

When you choose to sell rings as an affiliate you just need a website and register an affiliate program where you get to promote rings that you don’t own on your website and you get a commission.

Before doing that make sure you focus on what type of rings you want to focus on and try not to be broad.

The main aim in succeeding in this method is to ensure that you focus on writing good quality content on your site and wait for the results.

I hope this article was helpful you too and I hope you enjoyed it. If you have any comments or questions you are more then welcome to leave comments or questions below.

How to be successful in affiliate marketing- Step by step

Perhaps one of the things that is sought after by people who want to leave their jobs is affiliate marketing. Although there is a huge demand interest from these people only a few make it.

What I mean by make it is that there are only few people who actually succeed. I was lucky enough to be able to find work on affiliate marketing to help me afford my daily expenses and this is why I will be showing you how to be successful in affiliate marketing.

What it is affiliate marketing?

Affiliate marketing is where you promote a product or a service/program that is not yours and you earn a commision

Related: How to make money with a blog

You basically get a link that is directly linked to you. So when a person clicks you link you will earn a commission.

The commission can be very high especially if you get a product which pays a higher commission of like 70% or something.

Affiliate marketing has existed for a very long time but most people think it is a new way of making money.

Affiliate marketing is only becoming popular now since the online community has grown so much over the years. It is estimated that there are……people who use the internet

Now let us now look at how to actually succeed in affiliate marketing.

1. Choose a niche

The first step in affiliate marketing is choosing a niche that you like and one that you like talking about. You could either choose health or golf.

This can be a niche that you are passionate about. So if you love cooking or playing soccer so that is you niche.

Once you have chosen the niche you will need to make it a sub niche and why do you do this?

This will help you to focus on you site on a targeted audience which is what helps you site more attractive and to narrow down you audience.

Here is an example:

Let’s say I choose dieting niche.

Diet niche is a big or broad niche so this will mean you will have a huge competition and that will not be good since you will be on;y starting out.

So this is how you narrow down:

Dieting-Supplements-muscle gain supplements.

So as the example above shows you will narrow down you niche from dieting to muscle gain supplements.

This will give you a better chance to succeed online because you competition is very slim.

2. Start a blog and a host

Now that you have got you niche narrowed down it is time to start a site related to you niche. Now the best way to start a site is to make one that is focused on wordpress.

The way to do this is to buy a domain for as little as $10 per year.

And I would recommend the following services to buy from

These are the best on the market forcreating a website as they are very affordable.

If you want a free way of making money you can use siterubrix which allows you to create two free websites. The good thing with using siterubrix is that you get a free hosting platform which costs something like $200 per 3 years depending on the platform you use.

3. Choose an affiliate product

When you have found you sub-niche now it is time to focus on choosing the best affiliate product for you niche and in this section I will help you know how to do this.

When you are choosing an affiliate product related to you niche it is vital to look for a problem you can solve in you niche.

The way to go about this is to look for forums related to you niche and go inside to check what most people are complaining about.

For example my site that I created and is making money is related to the vegan diet niche. So what I would do is to find a problem people have an offer a solution in a form of a product.

To find such forums you need to go on GOOGLE search and write “you niche name”+ Forum.

Using my vegan diet example I typed this on google:

Vegan diet Forum…

As you can see above I got a lot of forums related to this and I choose only one.

It is important to choose one because you need to fully engage with these people so that over time they can fully trust you.

The mistake I have seen people do is that they go on many forums to only burn themselves out and quit. Remember you are building a long term business and you need to be an expert.

So if you jump around a lot you will firstly waste you time and secondly you won’t have an audience that trusts you.

Once you have found a forum try to log in at least once a week to check any updates.

So when do you offer you affiliate product to this group?

Only after a few months you have joined and people at least know you and trust you.

So now onto how to get you affiliate product.

The first step is to register a free account to any affiliate program. There are many affiliate programs and below are the most well-known.

  1. Amazon Associates
  2. ShareAsale
  3. Clickbank
  4. Commission Junction

So after registering an account all you have to do is to choose a product for you niche and you will get a link directed to you for the product.

Below is the next step in choosing the best product to promote.

4. Use keyword research tool

Now that you have you are looking for a product in you affiliate company you now need to ensure that you product will convert.

The way to do this is using a keyword research tool which will help you check the competition you have and the demand for this product.

This is vital because you do not just want to promote something that will not convert.

The keyword research tool that I recommend and is super effective is called Jaxxy keyword research tool.

Unlike other keyword research tools which are not easy to use especially for beginners and which require you to pay to get better usability Jaxxy is different.

In fact when I discovered this service my progress as an affiliate marketer soared.

The good thing is that this free for up to 30 keywords you are searching. You can register for free at Jaxxy keyword research tool.

I actually did a review about it and you can read it on my article called Jaxxy keyword research too review.

5. Create content

The next step after having the keyword research too is to focus on writing content as much as you can.

Remember in order to succeed online you really need to focus you efforts on having consistent content because google only recognized this.

In fact google considers a site that regularly publishes an authority and thus rewards that by ranking you site higher.

If you follow all these rules I am sure that in the long run you will have income on you website.

I know how this can be hard to do especially if you have never written and feel that you need guidance so that is why I recommend you get a mentor or training daily.

The platform that helped earn an income after failing to do this for myself is called Wealthy Affiliate and it is free to join and get the training as long as you want.

Here you will be mentored almost daily and also have access to millions of top earners to ask questions from if you need help.

This is the reason I joined it and I have started to make money.

Final thoughts

Everyone wants to make money online but they do not know how to do this and they end up quitting.

However making money in affiliate marketing is like any other business as you just have to apply the fundamentals that are needed.

The fundamentals include the following steps:

  • Choosing a niche you are passionate about
  • Create a website and host it.
  • Choosing an affiliate program
  • Using a keyword research tool like Jaxxy.
  • Creating content

Although it is not an easy and a fast way to make money it is doable and can give you a lot of income.

I do recommend getting training if you are starting out or haven’t made any money as this will accelerate you progress like me.

I hope you enjoyed this article and I hope it was helpful to you. If you have any questions or comments to add you are more than welcome to leave them below.

How to get out of student loan debt

How to get out of student loan debt- Clear your debt the simple way

Perhaps the most important thing people are terrified of is debt and particularly student debt because it sets you behind even before you even start your work life.How to get out of student loan debt

According to Harvard Business review the student debt is estimated to grow exponentially over the years which is tragic. This is the reason that you as a student need to learn how to get out of student loan debt fast.

Luckily for you I have never been in student debt because I am always cautious when it comes to finances and this is why I was even able to fund my online business which has helped me quit my job in 2019.

In this post I will be giving you tips on how to get out of student debt the fastest using practical ways that are easy to follow.

Before we begin you may be interested in checking my # 1 way of making money online.

You can also watch the video if you prefer watching


Step 1 Start with being aware of your expenditure

How to get out of student loan debt

When it comes to getting out of any debt it is vital to first know how much your expenses as this will help you know how to save.

Let’s face it, there are things that we buy on a daily basis which does not even make sense why you might be buying them.

The more you are aware the more you will be able to control the urge to keep spending and rather start saving.

How to get out of student loan debt

I learn this act when I was young and I think for me it has always been ingrained in my mind.

I would recommend you have a dairy or an excel spreadsheet to help you track your expenses on a daily or weekly basis (depending on your preferences).

Step 2 Save any penny wisely

How to get out of student loan debt

I already did talk about saving a bit, but saving should also be something like a planned event not something you do because you have money left over.

Rich people spend after they have invested/saved while the poor i save after they have spent. Again this is just the opposite of how things work.


If you are struggling to save luckily we now have apps which help you save and have a good budget.

The above saving apps are what I am familiar with and which are reputable so you can choose one of these with confidence when you start your journey in making money and paying off debt.

Step 3 Find one vehicle (other than your job) to make money and learn it hard


The next step after you have accumulated money in the bank is to save it is to look for a financial vehicle which you will put it under.

How to get out of student loan debt

Related: How to make money online as a college student

This means you need to invest in vehicles which will give you a good return.

Now the internet is filled with those and I recommend you choose what you love doing and you can check these opportunities on a post called how to make money online without any investments.

These do not require any upfront costs and will cost you nothing to start however you need to invest your time in learning about the opportunity you like.

Give yourself at least 4 months to learn the business. This is key as you need time to go through the process.

Most people do not like the process and that is why they end up staying broke forever.

Step 4 Use a portion of your savings to put in your financial vehicle and put another portion to your debt.

How to get out of student loan debt

When you have learnt now it is time to put your money in and start making money. You will see that with almost all opportunities you may need to inject some sort of cash to make it grow more.

When I started with affiliate marketing I started with little to no money but I had to add so more when I wanted to scale my business.

For example I had to put better looking themes for my website and paid to get into premium membership to be trained by top online business owners.

This is the reason I was able to quit my day job o work online for myself.

If you are interested to joining this free training you can join where I learnt affiliate marketing and  you will be ready to start and make money.

I only recommend serious people who would love affiliate marketing (making eCommerce or any online stores) to join the Wealthy Affiliate platform.

While you are investing in your business you should also be paying off your debt with the other portion of your savings.

This will accelerate the process of you paying of the debt and you will be doing two important things.

1. You will be paying off your debt and not just sitting there and just doing nothing about the accumulated debt interest.

2. You will be creating another stream of income which will come in a few months or years, which you would never have got otherwise.This is important to do since inflation is growing more than your savings so if you just save an to pay debt it may take so long.

Step 5 Rinse and repeat

The next step once you have found and started your online business is to keep doing step 4 to make your vehicle grow and start making money.

With these opportunities they only work if you are willing to work. So make sure you put in the needed time to make this work as this will be your future job, hopefully

My story of overcoming debt

When I started working I did know about saving and investing and so what I did was invest in property on my first year of working and that property was 100% financed by the bank.

As the years went on I accumulated debt since I was doing many things such as travelling for my sport (dancing) and I was trying to start businesses.

All this left me with a huge debt quickly without realizing.

In 2018 I decided to sell my property as I wanted to get rid of debt I was shocked to see that my property had given me $20 000 in just 3 years.

This helped me pay off all my debt and I was left with more money to invest in  my financial ventures such as affiliate marketing and Forex.

This is what I am talking about when I say you must educate yourself about a financial vehicle you are looking to venture into.

Had I not invested in property I would still be in big debt.

Final thoughts

Paying of student debt should not be a huge burden if you are clever about and you actually plan for it.

Most people are in student debt due to circumstances however they do not want to take control of their finances by becoming more rather than being a victim.

Once a person realizes they do not want to be victims there are many financial vehicles waiting for them such as Affiliate marketing, E commerce, Trading, YouTubing, property investing etc.

I do recommend you start out with as little money as you can because at the end of the day you do not want to put yourself into more debt while you are still building your other stream of income on the side.

Having said that I do advice you follow the steps I talked about above such as being aware what your expenses are and developing a saving plan and then creating another stream of income next to your job.\

I hope this article was helpful and I hope you benefited from it. If you have any questions or comments to add you are more than welcome to leave them below.